What Are Root Inc.'s Key Financial Figures?
| Fiscal year | FY2025 ended December 31, 2025 | FY2024 ended December 31, 2024 | FY2023 ended December 31, 2023 | FY2022 ended December 31, 2022 |
|---|---|---|---|---|
| Revenue | $1.5 billion | $1.2 billion | $455 million | $311 million |
| Operating income | $62 million | $79 million | -$101 million | -$263 million |
| Operating margin | 4.1% | 6.7% | -22.3% | -84.7% |
| Net income | $40 million | $31 million | -$147 million | -$298 million |
| Net margin | 2.6% | 2.6% | -32.3% | -95.9% |
| Operating cash flow | $207 million | $196 million | -$34 million | -$211 million |
| Capital expenditures | $0 | $400,000 | $200,000 | $0 |
| Free cash flow | $207 million | $195 million | -$34 million | -$211 million |
Operating margin narrowed by 2.6 percentage points between fiscal 2024 and 2025, which separates pricing and cost discipline from revenue growth alone. Free cash flow (operating cash flow minus capital expenditures) was $207 million against net income of $40 million; cash generation covered reported earnings.
What Does Root Inc.'s Balance Sheet Show?
| Cash and cash equivalents | $669 million |
|---|---|
| Long-term debt | $200 million |
| Total assets | $1.7 billion |
| Total liabilities | $1.3 billion |
| Shareholders' equity | $284 million |
| Current ratio | n/a |
Balance sheet values are as of the end of fiscal 2025. Income statement figures describe a whole year; balance sheet figures describe a single day, so the two answer different questions.
Where These Numbers Come From
Every figure on this page is a value Root Inc. reported in its own SEC filings, read from the SEC's XBRL data (accession 0001788882-26-000014 for fiscal year 2025). Ratios are computed from those reported values. Figures were retrieved on October 7, 2026; a later amendment or a new annual report can change them, and the filing itself always takes precedence over this summary.
Each fiscal year is labeled by the calendar year in which it ended, so a company that names the same period differently in its own filings (many retailers whose year ends in January) may use another label. A year is left out of the table when the SEC data set holds no value for it. A figure shown as "Not reported" means the company did not file a value under the standard tag Swoopr reads, not that the amount was zero. This page is educational and describes reported history only; it is not a forecast or a recommendation.
Frequently Asked Questions
What was Root Inc.'s revenue in fiscal 2025?
Root Inc. reported revenue of $1.5 billion for the fiscal year ended December 31, 2025, according to its SEC filings.
What is Root Inc.'s operating margin?
Root Inc.'s operating margin was 4.1% in fiscal 2025: operating income of $62 million on revenue of $1.5 billion.
How much free cash flow did Root Inc. generate?
Operating cash flow of $207 million less capital expenditures of $0 gives free cash flow of $207 million for fiscal 2025.