Direct Answer
Fair Isaac reports revenue across 2 business segments in its fiscal 2025 Form 10-K. Scores is the largest, with $1.2 billion of revenue (59% of the total), followed by Software at $822 million (41%).
How Does Fair Isaac Make Money?
No single line supplies a majority of revenue: the largest, Scores, is 59%, which spreads Fair Isaac's exposure across several demand drivers. Between fiscal 2024 and 2025, Scores grew fastest (+27.1%) and Software slowest (+3.1%), so the revenue mix tilts toward Scores while that gap lasts.
| Segment | FY2025 revenue | FY2024 revenue | Share of revenue | Change |
|---|---|---|---|---|
| Scores | $1.2 billion | $920 million | 58.7% | 27.1% |
| Software | $822 million | $798 million | 41.3% | 3.1% |
Which Fair Isaac Segments Earn the Most?
| Segment | FY2025 segment operating income | Segment margin |
|---|---|---|
| Scores | $1.0 billion | 87.8% |
| Software | $248 million | 30.1% |
Segment operating income is the profit measure Fair Isaac reports to its chief operating decision maker for each segment. It usually leaves out corporate costs that are not allocated to a segment, so the segments usually add up to more than consolidated operating income, and margins are comparable within Fair Isaac more safely than against another company.
What Does Fair Isaac Sell?
Fair Isaac also breaks revenue down by product and service line, which shows what customers pay for rather than how management organizes the business.
| Product or service | FY2025 revenue | FY2024 revenue | Share of revenue | Change |
|---|---|---|---|---|
| Scores Products | $1.2 billion | $920 million | 58.7% | 27.1% |
| On Premises and Saa S Software | $740 million | $711 million | 37.2% | 4.0% |
| Technology Service | $82 million | $87 million | 4.1% | -5.1% |
Where Does Fair Isaac's Revenue Come From?
Regions follow the definitions in the filing; most companies assign revenue by customer location.
| Region | FY2025 revenue | FY2024 revenue | Share of revenue | Change |
|---|---|---|---|---|
| Americas | $1.7 billion | $1.4 billion | 87.0% | 19.5% |
| EMEA | $160 million | $170 million | 8.0% | -5.7% |
| Asia Pacific | $99 million | $98 million | 5.0% | 0.6% |
What the Segment Figures Do Not Show
The rows above add up to 100% of Fair Isaac's reported revenue for fiscal 2025; the difference is intersegment eliminations, corporate revenue or items the company reports outside its segments. Segment definitions are management's choice and change when a company reorganizes, in which case it restates prior years in the next filing, so a multi-year comparison should use the figures from a single filing. Revenue shows where sales come from, not where profit or cash is earned: a small segment can carry most of the margin.
Where These Numbers Come From
Every figure on this page is a value Fair Isaac reported in the segment note and revenue disclosures of its Form 10-K filed November 7, 2025 (accession 0000814547-25-000030), read from the SEC's Financial Statement Data Sets. The prior-year column is the comparative figure from that same filing, so it reflects any restatement for a change in segments. Category names are the company's own XBRL labels, lightly reformatted for reading.
Rows that only total other rows (for example a "Products" line beside the individual products) are left out so nothing is counted twice. This page is educational and describes reported history for fiscal 2025; it is not a forecast or a recommendation.
Frequently Asked Questions
What are Fair Isaac's business segments?
In its fiscal 2025 Form 10-K, Fair Isaac reports revenue for Scores and Software.
Which part of Fair Isaac brings in the most revenue?
Scores, with $1.2 billion of revenue in fiscal 2025, or 59% of the total.
Where does Fair Isaac report its segment results?
In the segment note to the financial statements in its Form 10-K, most recently filed November 7, 2025, alongside management's discussion of each segment's results.