Direct Answer
Erie Indemnity reported revenue of $4.1 billion for the fiscal year ended December 31, 2025, with an operating margin of 17.6% and net income of $559 million, according to its SEC filings. Revenue grew 7.2% from the prior year.
What Are Erie Indemnity's Key Financial Figures?
| Fiscal year | FY2025 ended December 31, 2025 | FY2024 ended December 31, 2024 | FY2023 ended December 31, 2023 | FY2022 ended December 31, 2022 |
|---|---|---|---|---|
| Revenue | $4.1 billion | $3.8 billion | $3.3 billion | $2.8 billion |
| Operating income | $717 million | $676 million | $520 million | $376 million |
| Operating margin | 17.6% | 17.8% | 15.9% | 13.2% |
| Net income | $559 million | $600 million | $446 million | $299 million |
| Net margin | 13.8% | 15.8% | 13.6% | 10.5% |
| Operating cash flow | $687 million | $611 million | $381 million | $366 million |
| Capital expenditures | $116 million | $125 million | $93 million | $67 million |
| Free cash flow | $571 million | $486 million | $289 million | $299 million |
Operating margin held roughly steady between fiscal 2024 and 2025, which separates pricing and cost discipline from revenue growth alone. Free cash flow (operating cash flow minus capital expenditures) was $571 million against net income of $559 million; cash generation covered reported earnings.
What Does Erie Indemnity's Balance Sheet Show?
| Cash and cash equivalents | $346 million |
|---|---|
| Long-term debt | Not reported |
| Total assets | $3.4 billion |
| Total liabilities | $1.1 billion |
| Shareholders' equity | $2.3 billion |
| Current ratio | 1.3x |
Balance sheet values are as of the end of fiscal 2025. Income statement figures describe a whole year; balance sheet figures describe a single day, so the two answer different questions.
Where These Numbers Come From
Every figure on this page is a value Erie Indemnity reported in its own SEC filings, read from the SEC's XBRL data (accession 0001628280-26-010666 for fiscal year 2025). Ratios are computed from those reported values. Figures were retrieved on October 12, 2026; a later amendment or a new annual report can change them, and the filing itself always takes precedence over this summary.
Each fiscal year is labeled by the calendar year in which it ended, so a company that names the same period differently in its own filings (many retailers whose year ends in January) may use another label. A year is left out of the table when the SEC data set holds no value for it. A figure shown as "Not reported" means the company did not file a value under the standard tag Swoopr reads, not that the amount was zero. This page is educational and describes reported history only; it is not a forecast or a recommendation.
Frequently Asked Questions
What was Erie Indemnity's revenue in fiscal 2025?
Erie Indemnity reported revenue of $4.1 billion for the fiscal year ended December 31, 2025, according to its SEC filings.
What is Erie Indemnity's operating margin?
Erie Indemnity's operating margin was 17.6% in fiscal 2025: operating income of $717 million on revenue of $4.1 billion.
How much free cash flow did Erie Indemnity generate?
Operating cash flow of $687 million less capital expenditures of $116 million gives free cash flow of $571 million for fiscal 2025.