Direct Answer
Citizens Financial Group reports revenue across 2 business segments in its fiscal 2025 Form 10-K. Consumer Banking is the largest, with $6.2 billion of revenue (75% of the total), followed by Commercial Banking at $2.8 billion (34%).
How Does Citizens Financial Group Make Money?
Consumer Banking supplies 75% of revenue, so Citizens Financial Group's results move mostly with that one business; the others matter more for diversification than for the headline number. Between fiscal 2024 and 2025, Consumer Banking grew fastest (+9.3%) and Commercial Banking slowest (-3.0%), so the revenue mix tilts toward Consumer Banking while that gap lasts.
| Segment | FY2025 revenue | FY2024 revenue | Share of revenue | Change |
|---|---|---|---|---|
| Consumer Banking | $6.2 billion | $5.7 billion | 75.5% | 9.3% |
| Commercial Banking | $2.8 billion | $2.9 billion | 33.6% | -3.0% |
What the Segment Figures Do Not Show
The rows above add up to 109% of Citizens Financial Group's reported revenue for fiscal 2025; the difference is intersegment eliminations, corporate revenue or items the company reports outside its segments. Segment definitions are management's choice and change when a company reorganizes, in which case it restates prior years in the next filing, so a multi-year comparison should use the figures from a single filing. Revenue shows where sales come from, not where profit or cash is earned: a small segment can carry most of the margin.
Where These Numbers Come From
Every figure on this page is a value Citizens Financial Group reported in the segment note and revenue disclosures of its Form 10-K filed February 12, 2026 (accession 0000759944-26-000028), read from the SEC's Financial Statement Data Sets. The prior-year column is the comparative figure from that same filing, so it reflects any restatement for a change in segments. Category names are the company's own XBRL labels, lightly reformatted for reading.
Rows that only total other rows (for example a "Products" line beside the individual products) are left out so nothing is counted twice. This page is educational and describes reported history for fiscal 2025; it is not a forecast or a recommendation.
Frequently Asked Questions
What are Citizens Financial Group's business segments?
In its fiscal 2025 Form 10-K, Citizens Financial Group reports revenue for Consumer Banking and Commercial Banking.
Which part of Citizens Financial Group brings in the most revenue?
Consumer Banking, with $6.2 billion of revenue in fiscal 2025, or 75% of the total.
Where does Citizens Financial Group report its segment results?
In the segment note to the financial statements in its Form 10-K, most recently filed February 12, 2026, alongside management's discussion of each segment's results.