Direct Answer
Capital One reports revenue across 3 business segments in its fiscal 2025 Form 10-K. Credit Card is the largest, with $39.6 billion of revenue (74% of the total), followed by Consumer Banking at $10.4 billion (20%).
How Does Capital One Make Money?
Credit Card supplies 74% of revenue, so Capital One's results move mostly with that one business; the others matter more for diversification than for the headline number. Between fiscal 2024 and 2025, Credit Card grew fastest (+40.5%) and Commercial Banking slowest (+1.5%), so the revenue mix tilts toward Credit Card while that gap lasts.
| Segment | FY2025 revenue | FY2024 revenue | Share of revenue | Change |
|---|---|---|---|---|
| Credit Card | $39.6 billion | $28.2 billion | 74.0% | 40.5% |
| Consumer Banking | $10.4 billion | $8.7 billion | 19.5% | 19.7% |
| Commercial Banking | $3.7 billion | $3.6 billion | 6.8% | 1.5% |
What the Segment Figures Do Not Show
The rows above add up to 100% of Capital One's reported revenue for fiscal 2025; the difference is intersegment eliminations, corporate revenue or items the company reports outside its segments. Segment definitions are management's choice and change when a company reorganizes, in which case it restates prior years in the next filing, so a multi-year comparison should use the figures from a single filing. Revenue shows where sales come from, not where profit or cash is earned: a small segment can carry most of the margin.
Where These Numbers Come From
Every figure on this page is a value Capital One reported in the segment note and revenue disclosures of its Form 10-K filed February 19, 2026 (accession 0000927628-26-000024), read from the SEC's Financial Statement Data Sets. The prior-year column is the comparative figure from that same filing, so it reflects any restatement for a change in segments. Category names are the company's own XBRL labels, lightly reformatted for reading.
Rows that only total other rows (for example a "Products" line beside the individual products) are left out so nothing is counted twice. This page is educational and describes reported history for fiscal 2025; it is not a forecast or a recommendation.
Frequently Asked Questions
What are Capital One's business segments?
In its fiscal 2025 Form 10-K, Capital One reports revenue for Credit Card, Consumer Banking and Commercial Banking.
Which part of Capital One brings in the most revenue?
Credit Card, with $39.6 billion of revenue in fiscal 2025, or 74% of the total.
Where does Capital One report its segment results?
In the segment note to the financial statements in its Form 10-K, most recently filed February 19, 2026, alongside management's discussion of each segment's results.