Investing for a 100-Year-Old
At 100, financial planning should not assume death is imminent. Roughly 1 in 1,000 Americans reaches 100, and that share is growing. A 100-year-old woman has approximately a 15-20% probability of reaching 105. Plans that assume death is near fail those who live longer. The priorities at 100 are care liquidity, account simplicity, fraud protection, and estate readiness.