Investing for a 56-Year-Old
Ages 60-63 carry a higher catch-up contribution limit under SECURE 2.0: $11,250 instead of $7,500 for 401(k) accounts in 2026. At age 56, you have 4 years to plan before this window opens. Maximizing the standard catch-up now and budgeting for the higher limit starting at 60 makes the most of this legislative benefit.