---
title: "Truist Financial: Metrics Guide"
description: "Truist Financial revenue, margins, cash flow and balance sheet figures by fiscal year, taken from its SEC filings, with the ratios computed and explained."
canonical: https://www.getswoopr.com/stocks/companies/truist-financial/metrics/
source: "Swoopr Investment: https://www.getswoopr.com"
---

# Truist Financial: Financial & Operating Metrics Guide

## Direct Answer

Truist Financial reported revenue of $20.3 billion for the fiscal year ended December 31, 2025, net income of $5.3 billion, according to its SEC filings. Revenue grew 53.0% from the prior year.

## What Are Truist Financial's Key Financial Figures?

| Fiscal year | FY2025ended December 31, 2025 | FY2024ended December 31, 2024 | FY2023ended December 31, 2023 |
| --- | --- | --- | --- |
| Revenue | $20.3 billion | $13.3 billion | $20.0 billion |
| Operating income | Not reported | Not reported | Not reported |
| Operating margin | n/a | n/a | n/a |
| Net income | $5.3 billion | $4.8 billion | -$1.0 billion |
| Net margin | 26.1% | 36.5% | -5.2% |
| Operating cash flow | $5.7 billion | $2.2 billion | $8.6 billion |
| Capital expenditures | Not reported | Not reported | Not reported |
| Free cash flow | Not reported | Not reported | Not reported |

![Bar chart of Truist Financial revenue, net income for fiscal 2023 to 2025. In fiscal 2025, revenue was $20.3 billion and net income $5.3 billion.](https://www.getswoopr.com/images/charts/truist-financial-metrics-revenue-profit.webp)
*Truist Financial revenue, operating income and net income by fiscal year, from the figures in the table above. Select the chart to open it full size.*

![Line chart of Truist Financial net margin for fiscal 2023 to 2025. In fiscal 2025, net margin was 26.1%.](https://www.getswoopr.com/images/charts/truist-financial-metrics-margins.webp)
*Truist Financial operating margin and net margin by fiscal year: operating income and net income as a share of revenue. Select the chart to open it full size.*

## What Does Truist Financial's Balance Sheet Show?

| Cash and cash equivalents | $36.4 billion |
| --- | --- |
| Long-term debt | $42.0 billion |
| Total assets | $548 billion |
| Total liabilities | $482 billion |
| Shareholders' equity | $65.2 billion |
| Current ratio | n/a |

Balance sheet values are as of the end of fiscal 2025. Income statement figures describe a whole year; balance sheet figures describe a single day, so the two answer different questions.

## Where These Numbers Come From

Every figure on this page is a value Truist Financial reported in its Form 10-K filed February 24, 2026 (accession 0000092230-26-000030), read from the SEC's Financial Statement Data Sets. Ratios are computed from those reported values. The filing itself always takes precedence over this summary, and a later amendment can change a figure.

Truist Financial is a bank, so revenue here is net interest income plus noninterest income, the way banks present total revenue; banks do not report revenue under the tag an industrial company uses. This page is educational and describes reported history only; it is not a forecast or a recommendation.

## Frequently Asked Questions

### What was Truist Financial's revenue in fiscal 2025?

Truist Financial reported revenue of $20.3 billion for the fiscal year ended December 31, 2025, according to its SEC filings.

### What is Truist Financial's operating margin?

Truist Financial did not report operating income under the standard tag for fiscal 2025, so Swoopr does not compute an operating margin; the income statement in its 10-K shows how it presents profit.

### How much free cash flow did Truist Financial generate?

Truist Financial did not report both operating cash flow and capital expenditures under the standard tags for fiscal 2025, so free cash flow is not computed here.

## References

- [SEC EDGAR: TRUIST FINANCIAL CORP Form 10-K filed February 24, 2026](https://www.sec.gov/Archives/edgar/data/92230/000009223026000030/tfc-20251231.htm)
- [SEC EDGAR: TRUIST FINANCIAL CORP annual and quarterly filings](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=92230&type=10-K)
- [SEC: EDGAR application programming interfaces (XBRL frames and submissions data)](https://www.sec.gov/search-filings/edgar-application-programming-interfaces)
- [SEC: Financial Statement Data Sets](https://www.sec.gov/data-research/sec-markets-data/financial-statement-data-sets)

## Related Pages

- [Truist Financial company dossier](https://www.getswoopr.com/stocks/companies/truist-financial/)
- [Truist Financial financial metrics](https://www.getswoopr.com/stocks/companies/truist-financial/metrics/)
- [Truist Financial financial risk indicators](https://www.getswoopr.com/stocks/companies/truist-financial/risks/)
- [Truist Financial peer comparison](https://www.getswoopr.com/stocks/companies/truist-financial/competitors/)
- [Truist Financial business model and revenue mix](https://www.getswoopr.com/stocks/companies/truist-financial/business-model/)
- [Fundamental analysis guides](https://www.getswoopr.com/learn/fundamental-analysis/)

**[Swoopr Editorial Team](https://www.getswoopr.com/authors/swoopr-editorial-team/)**

Swoopr's editorial team produces independent investment education content reviewed for accuracy and clarity. We do not provide personalized financial advice. See our [editorial policy](https://www.getswoopr.com/legal/editorial-policy/) and [corrections policy](https://www.getswoopr.com/legal/corrections-policy/).