---
title: "Jack Henry & Associates: Metrics Guide"
description: "Jack Henry & Associates revenue, margins, cash flow and balance sheet figures by fiscal year, taken from its SEC filings, with the ratios explained."
canonical: https://www.getswoopr.com/stocks/companies/jack-henry-and-associates/metrics/
source: "Swoopr Investment: https://www.getswoopr.com"
---

# Jack Henry & Associates: Financial & Operating Metrics Guide

## Direct Answer

Jack Henry & Associates reported revenue of $2.4 billion for the fiscal year ended June 30, 2025, with an operating margin of 23.9% and net income of $456 million, according to its SEC filings. Revenue grew 7.2% from the prior year.

## What Are Jack Henry & Associates's Key Financial Figures?

| Fiscal year | FY2025ended June 30, 2025 | FY2024ended June 30, 2024 | FY2023ended June 30, 2023 | FY2022ended June 30, 2022 |
| --- | --- | --- | --- | --- |
| Revenue | $2.4 billion | $2.2 billion | $2.1 billion | $1.9 billion |
| Operating income | $569 million | $489 million | $481 million | $475 million |
| Operating margin | 23.9% | 22.1% | 23.1% | 24.4% |
| Net income | $456 million | $382 million | $367 million | $363 million |
| Net margin | 19.2% | 17.2% | 17.6% | 18.7% |
| Operating cash flow | $642 million | $568 million | $382 million | $505 million |
| Capital expenditures | $53 million | $58 million | $39 million | $35 million |
| Free cash flow | $588 million | $510 million | $342 million | $470 million |

Operating margin widened by 1.9 percentage points between fiscal 2024 and 2025, which separates pricing and cost discipline from revenue growth alone. Free cash flow (operating cash flow minus capital expenditures) was $588 million against net income of $456 million; cash generation covered reported earnings.

![Bar chart of Jack Henry & Associates revenue, operating income, net income for fiscal 2022 to 2025. In fiscal 2025, revenue was $2.4 billion, operating income $569 million and net income $456 million.](https://www.getswoopr.com/images/charts/jack-henry-and-associates-metrics-revenue-profit.webp)
*Jack Henry & Associates revenue, operating income and net income by fiscal year, from the figures in the table above. Select the chart to open it full size.*

![Line chart of Jack Henry & Associates operating margin and net margin for fiscal 2022 to 2025. In fiscal 2025, operating margin was 23.9% and net margin was 19.2%.](https://www.getswoopr.com/images/charts/jack-henry-and-associates-metrics-margins.webp)
*Jack Henry & Associates operating margin and net margin by fiscal year: operating income and net income as a share of revenue. Select the chart to open it full size.*

![Bar chart of Jack Henry & Associates operating cash flow, capital expenditures, free cash flow for fiscal 2022 to 2025. In fiscal 2025, operating cash flow was $642 million, capital expenditures was $53 million, free cash flow was $588 million.](https://www.getswoopr.com/images/charts/jack-henry-and-associates-metrics-cash-flow.webp)
*Jack Henry & Associates operating cash flow, capital expenditures and free cash flow by fiscal year. Select the chart to open it full size.*

## What Does Jack Henry & Associates's Balance Sheet Show?

| Cash and cash equivalents | $102 million |
| --- | --- |
| Long-term debt | $0 |
| Total assets | $3.0 billion |
| Total liabilities | $913 million |
| Shareholders' equity | $2.1 billion |
| Current ratio | 1.3x |

Balance sheet values are as of the end of fiscal 2025. Income statement figures describe a whole year; balance sheet figures describe a single day, so the two answer different questions.

## Where These Numbers Come From

Every figure on this page is a value Jack Henry & Associates reported in its own SEC filings, read from the SEC's XBRL data (accession 0000779152-26-000067 for fiscal year 2025). Ratios are computed from those reported values. Figures were retrieved on October 12, 2026; a later amendment or a new annual report can change them, and the filing itself always takes precedence over this summary.

Each fiscal year is labeled by the calendar year in which it ended, so a company that names the same period differently in its own filings (many retailers whose year ends in January) may use another label. A year is left out of the table when the SEC data set holds no value for it. A figure shown as "Not reported" means the company did not file a value under the standard tag Swoopr reads, not that the amount was zero. This page is educational and describes reported history only; it is not a forecast or a recommendation.

## Frequently Asked Questions

### What was Jack Henry & Associates's revenue in fiscal 2025?

Jack Henry & Associates reported revenue of $2.4 billion for the fiscal year ended June 30, 2025, according to its SEC filings.

### What is Jack Henry & Associates's operating margin?

Jack Henry & Associates's operating margin was 23.9% in fiscal 2025: operating income of $569 million on revenue of $2.4 billion.

### How much free cash flow did Jack Henry & Associates generate?

Operating cash flow of $642 million less capital expenditures of $53 million gives free cash flow of $588 million for fiscal 2025.

## References

- [SEC EDGAR: JACK HENRY & ASSOCIATES INC Form 10-K filed August 28, 2026](https://www.sec.gov/Archives/edgar/data/779152/000077915226000067/jkhy-20260630.htm)
- [SEC EDGAR: JACK HENRY & ASSOCIATES INC annual and quarterly filings](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=779152&type=10-K)
- [SEC: EDGAR application programming interfaces (XBRL frames and submissions data)](https://www.sec.gov/search-filings/edgar-application-programming-interfaces)

## Related Pages

- [Jack Henry & Associates company dossier](https://www.getswoopr.com/stocks/companies/jack-henry-and-associates/)
- [Jack Henry & Associates financial metrics](https://www.getswoopr.com/stocks/companies/jack-henry-and-associates/metrics/)
- [Jack Henry & Associates financial risk indicators](https://www.getswoopr.com/stocks/companies/jack-henry-and-associates/risks/)
- [Jack Henry & Associates peer comparison](https://www.getswoopr.com/stocks/companies/jack-henry-and-associates/competitors/)
- [Jack Henry & Associates business model and revenue mix](https://www.getswoopr.com/stocks/companies/jack-henry-and-associates/business-model/)
- [Fundamental analysis guides](https://www.getswoopr.com/learn/fundamental-analysis/)

**[Swoopr Editorial Team](https://www.getswoopr.com/authors/swoopr-editorial-team/)**

Swoopr's editorial team produces independent investment education content reviewed for accuracy and clarity. We do not provide personalized financial advice. See our [editorial policy](https://www.getswoopr.com/legal/editorial-policy/) and [corrections policy](https://www.getswoopr.com/legal/corrections-policy/).
