--- title: "Erie Indemnity: Metrics Guide" description: "Erie Indemnity revenue, margins, cash flow and balance sheet figures by fiscal year, taken from its SEC filings, with the ratios computed and explained." canonical: https://www.getswoopr.com/stocks/companies/erie-indemnity/metrics/ source: "Swoopr Investment: https://www.getswoopr.com" --- # Erie Indemnity: Financial & Operating Metrics Guide ## Direct Answer Erie Indemnity reported revenue of $4.1 billion for the fiscal year ended December 31, 2025, with an operating margin of 17.6% and net income of $559 million, according to its SEC filings. Revenue grew 7.2% from the prior year. ## What Are Erie Indemnity's Key Financial Figures? | Fiscal year | FY2025ended December 31, 2025 | FY2024ended December 31, 2024 | FY2023ended December 31, 2023 | FY2022ended December 31, 2022 | | --- | --- | --- | --- | --- | | Revenue | $4.1 billion | $3.8 billion | $3.3 billion | $2.8 billion | | Operating income | $717 million | $676 million | $520 million | $376 million | | Operating margin | 17.6% | 17.8% | 15.9% | 13.2% | | Net income | $559 million | $600 million | $446 million | $299 million | | Net margin | 13.8% | 15.8% | 13.6% | 10.5% | | Operating cash flow | $687 million | $611 million | $381 million | $366 million | | Capital expenditures | $116 million | $125 million | $93 million | $67 million | | Free cash flow | $571 million | $486 million | $289 million | $299 million | Operating margin held roughly steady between fiscal 2024 and 2025, which separates pricing and cost discipline from revenue growth alone. Free cash flow (operating cash flow minus capital expenditures) was $571 million against net income of $559 million; cash generation covered reported earnings. ![Bar chart of Erie Indemnity revenue, operating income, net income for fiscal 2022 to 2025. In fiscal 2025, revenue was $4.1 billion, operating income $717 million and net income $559 million.](https://www.getswoopr.com/images/charts/erie-indemnity-metrics-revenue-profit.webp) *Erie Indemnity revenue, operating income and net income by fiscal year, from the figures in the table above. Select the chart to open it full size.* ![Line chart of Erie Indemnity operating margin and net margin for fiscal 2022 to 2025. In fiscal 2025, operating margin was 17.6% and net margin was 13.8%.](https://www.getswoopr.com/images/charts/erie-indemnity-metrics-margins.webp) *Erie Indemnity operating margin and net margin by fiscal year: operating income and net income as a share of revenue. Select the chart to open it full size.* ![Bar chart of Erie Indemnity operating cash flow, capital expenditures, free cash flow for fiscal 2022 to 2025. In fiscal 2025, operating cash flow was $687 million, capital expenditures was $116 million, free cash flow was $571 million.](https://www.getswoopr.com/images/charts/erie-indemnity-metrics-cash-flow.webp) *Erie Indemnity operating cash flow, capital expenditures and free cash flow by fiscal year. Select the chart to open it full size.* ## What Does Erie Indemnity's Balance Sheet Show? | Cash and cash equivalents | $346 million | | --- | --- | | Long-term debt | Not reported | | Total assets | $3.4 billion | | Total liabilities | $1.1 billion | | Shareholders' equity | $2.3 billion | | Current ratio | 1.3x | Balance sheet values are as of the end of fiscal 2025. Income statement figures describe a whole year; balance sheet figures describe a single day, so the two answer different questions. ## Where These Numbers Come From Every figure on this page is a value Erie Indemnity reported in its own SEC filings, read from the SEC's XBRL data (accession 0001628280-26-010666 for fiscal year 2025). Ratios are computed from those reported values. Figures were retrieved on October 12, 2026; a later amendment or a new annual report can change them, and the filing itself always takes precedence over this summary. Each fiscal year is labeled by the calendar year in which it ended, so a company that names the same period differently in its own filings (many retailers whose year ends in January) may use another label. A year is left out of the table when the SEC data set holds no value for it. A figure shown as "Not reported" means the company did not file a value under the standard tag Swoopr reads, not that the amount was zero. This page is educational and describes reported history only; it is not a forecast or a recommendation. ## Frequently Asked Questions ### What was Erie Indemnity's revenue in fiscal 2025? Erie Indemnity reported revenue of $4.1 billion for the fiscal year ended December 31, 2025, according to its SEC filings. ### What is Erie Indemnity's operating margin? Erie Indemnity's operating margin was 17.6% in fiscal 2025: operating income of $717 million on revenue of $4.1 billion. ### How much free cash flow did Erie Indemnity generate? Operating cash flow of $687 million less capital expenditures of $116 million gives free cash flow of $571 million for fiscal 2025. ## References - [SEC EDGAR: ERIE INDEMNITY CO Form 10-K filed February 23, 2026](https://www.sec.gov/Archives/edgar/data/922621/000162828026010666/erie-20251231.htm) - [SEC EDGAR: ERIE INDEMNITY CO annual and quarterly filings](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=922621&type=10-K) - [SEC: EDGAR application programming interfaces (XBRL frames and submissions data)](https://www.sec.gov/search-filings/edgar-application-programming-interfaces) ## Related Pages - [Erie Indemnity company dossier](https://www.getswoopr.com/stocks/companies/erie-indemnity/) - [Erie Indemnity financial metrics](https://www.getswoopr.com/stocks/companies/erie-indemnity/metrics/) - [Erie Indemnity financial risk indicators](https://www.getswoopr.com/stocks/companies/erie-indemnity/risks/) - [Erie Indemnity peer comparison](https://www.getswoopr.com/stocks/companies/erie-indemnity/competitors/) - [Erie Indemnity business model and revenue mix](https://www.getswoopr.com/stocks/companies/erie-indemnity/business-model/) - [Fundamental analysis guides](https://www.getswoopr.com/learn/fundamental-analysis/) **[Swoopr Editorial Team](https://www.getswoopr.com/authors/swoopr-editorial-team/)** Swoopr's editorial team produces independent investment education content reviewed for accuracy and clarity. 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