--- title: "Citizens Financial Group: Metrics Guide" description: "Citizens Financial Group revenue, margins, cash flow and balance sheet figures by fiscal year, taken from its SEC filings, with the ratios explained." canonical: https://www.getswoopr.com/stocks/companies/citizens-financial-group/metrics/ source: "Swoopr Investment: https://www.getswoopr.com" --- # Citizens Financial Group: Financial & Operating Metrics Guide ## Direct Answer Citizens Financial Group reported revenue of $8.2 billion for the fiscal year ended December 31, 2025, net income of $1.8 billion, according to its SEC filings. Revenue grew 5.6% from the prior year. ## What Are Citizens Financial Group's Key Financial Figures? | Fiscal year | FY2025ended December 31, 2025 | FY2024ended December 31, 2024 | FY2023ended December 31, 2023 | FY2022ended December 31, 2022 | | --- | --- | --- | --- | --- | | Revenue | $8.2 billion | $7.8 billion | $8.2 billion | $8.0 billion | | Operating income | Not reported | Not reported | Not reported | Not reported | | Operating margin | n/a | n/a | n/a | n/a | | Net income | $1.8 billion | $1.5 billion | $1.6 billion | $2.1 billion | | Net margin | 22.2% | 19.3% | 19.6% | 25.8% | | Operating cash flow | $2.2 billion | $2.0 billion | $3.0 billion | $4.1 billion | | Capital expenditures | Not reported | Not reported | Not reported | Not reported | | Free cash flow | Not reported | Not reported | Not reported | Not reported | ![Bar chart of Citizens Financial Group revenue, net income for fiscal 2022 to 2025. In fiscal 2025, revenue was $8.2 billion and net income $1.8 billion.](https://www.getswoopr.com/images/charts/citizens-financial-group-metrics-revenue-profit.webp) *Citizens Financial Group revenue, operating income and net income by fiscal year, from the figures in the table above. Select the chart to open it full size.* ![Line chart of Citizens Financial Group net margin for fiscal 2022 to 2025. In fiscal 2025, net margin was 22.2%.](https://www.getswoopr.com/images/charts/citizens-financial-group-metrics-margins.webp) *Citizens Financial Group operating margin and net margin by fiscal year: operating income and net income as a share of revenue. Select the chart to open it full size.* ## What Does Citizens Financial Group's Balance Sheet Show? | Cash and cash equivalents | $12.7 billion | | --- | --- | | Long-term debt | $11.2 billion | | Total assets | $226 billion | | Total liabilities | $200 billion | | Shareholders' equity | $26.3 billion | | Current ratio | n/a | Balance sheet values are as of the end of fiscal 2025. Income statement figures describe a whole year; balance sheet figures describe a single day, so the two answer different questions. ## Where These Numbers Come From Every figure on this page is a value Citizens Financial Group reported in its own SEC filings, read from the SEC's XBRL data (accession 0000759944-26-000028 for fiscal year 2025). Ratios are computed from those reported values. Figures were retrieved on October 12, 2026; a later amendment or a new annual report can change them, and the filing itself always takes precedence over this summary. Each fiscal year is labeled by the calendar year in which it ended, so a company that names the same period differently in its own filings (many retailers whose year ends in January) may use another label. A year is left out of the table when the SEC data set holds no value for it. A figure shown as "Not reported" means the company did not file a value under the standard tag Swoopr reads, not that the amount was zero. This page is educational and describes reported history only; it is not a forecast or a recommendation. ## Frequently Asked Questions ### What was Citizens Financial Group's revenue in fiscal 2025? Citizens Financial Group reported revenue of $8.2 billion for the fiscal year ended December 31, 2025, according to its SEC filings. ### What is Citizens Financial Group's operating margin? Citizens Financial Group did not report operating income under the standard tag for fiscal 2025, so Swoopr does not compute an operating margin; the income statement in its 10-K shows how it presents profit. ### How much free cash flow did Citizens Financial Group generate? Citizens Financial Group did not report both operating cash flow and capital expenditures under the standard tags for fiscal 2025, so free cash flow is not computed here. ## References - [SEC EDGAR: CITIZENS FINANCIAL GROUP INC/RI Form 10-K filed February 12, 2026](https://www.sec.gov/Archives/edgar/data/759944/000075994426000028/cfg-20251231.htm) - [SEC EDGAR: CITIZENS FINANCIAL GROUP INC/RI annual and quarterly filings](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=759944&type=10-K) - [SEC: EDGAR application programming interfaces (XBRL frames and submissions data)](https://www.sec.gov/search-filings/edgar-application-programming-interfaces) ## Related Pages - [Citizens Financial Group company dossier](https://www.getswoopr.com/stocks/companies/citizens-financial-group/) - [Citizens Financial Group financial metrics](https://www.getswoopr.com/stocks/companies/citizens-financial-group/metrics/) - [Citizens Financial Group financial risk indicators](https://www.getswoopr.com/stocks/companies/citizens-financial-group/risks/) - [Citizens Financial Group peer comparison](https://www.getswoopr.com/stocks/companies/citizens-financial-group/competitors/) - [Citizens Financial Group business model and revenue mix](https://www.getswoopr.com/stocks/companies/citizens-financial-group/business-model/) - [Fundamental analysis guides](https://www.getswoopr.com/learn/fundamental-analysis/) **[Swoopr Editorial Team](https://www.getswoopr.com/authors/swoopr-editorial-team/)** Swoopr's editorial team produces independent investment education content reviewed for accuracy and clarity. 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