--- title: "Capital One: Metrics Guide" description: "Capital One revenue, margins, cash flow and balance sheet figures by fiscal year, taken from its SEC filings, with the ratios computed and explained." canonical: https://www.getswoopr.com/stocks/companies/capital-one/metrics/ source: "Swoopr Investment: https://www.getswoopr.com" --- # Capital One: Financial & Operating Metrics Guide ## Direct Answer Capital One reported revenue of $53.4 billion for the fiscal year ended December 31, 2025, net income of $2.5 billion, according to its SEC filings. Revenue grew 36.6% from the prior year. ## What Are Capital One's Key Financial Figures? | Fiscal year | FY2025ended December 31, 2025 | FY2024ended December 31, 2024 | FY2023ended December 31, 2023 | FY2022ended December 31, 2022 | | --- | --- | --- | --- | --- | | Revenue | $53.4 billion | $39.1 billion | $36.8 billion | $34.3 billion | | Operating income | Not reported | Not reported | Not reported | Not reported | | Operating margin | n/a | n/a | n/a | n/a | | Net income | $2.5 billion | $4.8 billion | $4.9 billion | $7.4 billion | | Net margin | 4.6% | 12.1% | 13.3% | 21.5% | | Operating cash flow | $27.7 billion | $18.2 billion | $20.6 billion | $13.8 billion | | Capital expenditures | $1.6 billion | $1.2 billion | $961 million | $934 million | | Free cash flow | $26.1 billion | $17.0 billion | $19.6 billion | $12.9 billion | Free cash flow (operating cash flow minus capital expenditures) was $26.1 billion against net income of $2.5 billion; cash generation covered reported earnings. ![Bar chart of Capital One revenue, net income for fiscal 2022 to 2025. In fiscal 2025, revenue was $53.4 billion and net income $2.5 billion.](https://www.getswoopr.com/images/charts/capital-one-metrics-revenue-profit.webp) *Capital One revenue, operating income and net income by fiscal year, from the figures in the table above. Select the chart to open it full size.* ![Line chart of Capital One net margin for fiscal 2022 to 2025. In fiscal 2025, net margin was 4.6%.](https://www.getswoopr.com/images/charts/capital-one-metrics-margins.webp) *Capital One operating margin and net margin by fiscal year: operating income and net income as a share of revenue. Select the chart to open it full size.* ![Bar chart of Capital One operating cash flow, capital expenditures, free cash flow for fiscal 2022 to 2025. In fiscal 2025, operating cash flow was $27.7 billion, capital expenditures was $1.6 billion, free cash flow was $26.1 billion.](https://www.getswoopr.com/images/charts/capital-one-metrics-cash-flow.webp) *Capital One operating cash flow, capital expenditures and free cash flow by fiscal year. Select the chart to open it full size.* ## What Does Capital One's Balance Sheet Show? | Cash and cash equivalents | $62.1 billion | | --- | --- | | Long-term debt | $49.9 billion | | Total assets | $669 billion | | Total liabilities | $555 billion | | Shareholders' equity | $114 billion | | Current ratio | n/a | Balance sheet values are as of the end of fiscal 2025. Income statement figures describe a whole year; balance sheet figures describe a single day, so the two answer different questions. ## Where These Numbers Come From Every figure on this page is a value Capital One reported in its own SEC filings, read from the SEC's XBRL data (accession 0000927628-26-000024 for fiscal year 2025). Ratios are computed from those reported values. Figures were retrieved on October 12, 2026; a later amendment or a new annual report can change them, and the filing itself always takes precedence over this summary. Each fiscal year is labeled by the calendar year in which it ended, so a company that names the same period differently in its own filings (many retailers whose year ends in January) may use another label. A year is left out of the table when the SEC data set holds no value for it. A figure shown as "Not reported" means the company did not file a value under the standard tag Swoopr reads, not that the amount was zero. This page is educational and describes reported history only; it is not a forecast or a recommendation. ## Frequently Asked Questions ### What was Capital One's revenue in fiscal 2025? Capital One reported revenue of $53.4 billion for the fiscal year ended December 31, 2025, according to its SEC filings. ### What is Capital One's operating margin? Capital One did not report operating income under the standard tag for fiscal 2025, so Swoopr does not compute an operating margin; the income statement in its 10-K shows how it presents profit. ### How much free cash flow did Capital One generate? Operating cash flow of $27.7 billion less capital expenditures of $1.6 billion gives free cash flow of $26.1 billion for fiscal 2025. ## References - [SEC EDGAR: CAPITAL ONE FINANCIAL CORP Form 10-K filed February 19, 2026](https://www.sec.gov/Archives/edgar/data/927628/000092762826000024/cof-20251231.htm) - [SEC EDGAR: CAPITAL ONE FINANCIAL CORP annual and quarterly filings](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=927628&type=10-K) - [SEC: EDGAR application programming interfaces (XBRL frames and submissions data)](https://www.sec.gov/search-filings/edgar-application-programming-interfaces) ## Related Pages - [Capital One company dossier](https://www.getswoopr.com/stocks/companies/capital-one/) - [Capital One financial metrics](https://www.getswoopr.com/stocks/companies/capital-one/metrics/) - [Capital One financial risk indicators](https://www.getswoopr.com/stocks/companies/capital-one/risks/) - [Capital One peer comparison](https://www.getswoopr.com/stocks/companies/capital-one/competitors/) - [Capital One business model and revenue mix](https://www.getswoopr.com/stocks/companies/capital-one/business-model/) - [Fundamental analysis guides](https://www.getswoopr.com/learn/fundamental-analysis/) **[Swoopr Editorial Team](https://www.getswoopr.com/authors/swoopr-editorial-team/)** Swoopr's editorial team produces independent investment education content reviewed for accuracy and clarity. 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