--- title: "Bank of America: Business Model" description: "Bank of America revenue by region from its fiscal 2025 Form 10-K, with each part's share, growth and profitability explained." canonical: https://www.getswoopr.com/stocks/companies/bank-of-america/business-model/ source: "Swoopr Investment: https://www.getswoopr.com" --- # Bank of America: Business Model & Revenue Engine ## Direct Answer Bank of America reports revenue across 4 geographic regions in its fiscal 2025 Form 10-K. United States is the largest, with $97.7 billion of revenue (86% of the total), followed by EMEA at $7.6 billion (7%). 86% of revenue came from the United States. ## How Does Bank of America Make Money? United States supplies 86% of revenue, so Bank of America's results move mostly with that one region; the others matter more for diversification than for the headline number. Between fiscal 2024 and 2025, EMEA grew fastest (+16.3%) and United States slowest (+5.7%), so the revenue mix tilts toward EMEA while that gap lasts. | Region | FY2025 revenue | FY2024 revenue | Share of revenue | Change | | --- | --- | --- | --- | --- | | United States | $97.7 billion | $92.4 billion | 86.4% | 5.7% | | EMEA | $7.6 billion | $6.5 billion | 6.7% | 16.3% | | Asia | $6.0 billion | $5.2 billion | 5.3% | 15.8% | | Latin America | $1.8 billion | $1.7 billion | 1.6% | 6.1% | ![Bar chart of Bank of America revenue by region for fiscal 2025: United States 86.4%, EMEA 6.7%, Asia 5.3%, Latin America 1.6%.](https://www.getswoopr.com/images/charts/bank-of-america-business-model-segment-mix.webp) *Bank of America revenue by region as a share of total revenue, from the table above. The largest is highlighted. Select the chart to open it full size.* ## What the Segment Figures Do Not Show The rows above add up to 100% of Bank of America's reported revenue for fiscal 2025; the difference is intersegment eliminations, corporate revenue or items the company reports outside its segments. Segment definitions are management's choice and change when a company reorganizes, in which case it restates prior years in the next filing, so a multi-year comparison should use the figures from a single filing. Revenue shows where sales come from, not where profit or cash is earned: a small segment can carry most of the margin. ## Where These Numbers Come From Every figure on this page is a value Bank of America reported in the segment note and revenue disclosures of its Form 10-K filed February 25, 2026 (accession 0000070858-26-000157), read from the SEC's Financial Statement Data Sets. The prior-year column is the comparative figure from that same filing, so it reflects any restatement for a change in segments. Category names are the company's own XBRL labels, lightly reformatted for reading. Rows that only total other rows (for example a "Products" line beside the individual products) are left out so nothing is counted twice. This page is educational and describes reported history for fiscal 2025; it is not a forecast or a recommendation. ## Frequently Asked Questions ### What are Bank of America's main regions? In its fiscal 2025 Form 10-K, Bank of America reports revenue for United States, EMEA, Asia and Latin America. ### Which part of Bank of America brings in the most revenue? United States, with $97.7 billion of revenue in fiscal 2025, or 86% of the total. ### How much of Bank of America's revenue comes from outside the United States? 14% in fiscal 2025, by the geographic breakdown Bank of America reports in its Form 10-K. Companies assign revenue to regions differently (customer location, shipping address or selling entity), so check the filing's definition before comparing companies. ## References - [SEC EDGAR: BANK OF AMERICA CORP /DE/ Form 10-K filed February 25, 2026](https://www.sec.gov/Archives/edgar/data/70858/000007085826000157/bac-20251231.htm) - [SEC EDGAR: BANK OF AMERICA CORP /DE/ annual and quarterly filings](https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=70858&type=10-K) - [SEC: EDGAR application programming interfaces (XBRL frames and submissions data)](https://www.sec.gov/search-filings/edgar-application-programming-interfaces) - [SEC: Financial Statement Data Sets](https://www.sec.gov/data-research/sec-markets-data/financial-statement-data-sets) ## Related Pages - [Bank of America company dossier](https://www.getswoopr.com/stocks/companies/bank-of-america/) - [Bank of America financial metrics](https://www.getswoopr.com/stocks/companies/bank-of-america/metrics/) - [Bank of America financial risk indicators](https://www.getswoopr.com/stocks/companies/bank-of-america/risks/) - [Bank of America peer comparison](https://www.getswoopr.com/stocks/companies/bank-of-america/competitors/) - [Bank of America business model and revenue mix](https://www.getswoopr.com/stocks/companies/bank-of-america/business-model/) - [Fundamental analysis guides](https://www.getswoopr.com/learn/fundamental-analysis/) **[Swoopr Editorial Team](https://www.getswoopr.com/authors/swoopr-editorial-team/)** Swoopr's editorial team produces independent investment education content reviewed for accuracy and clarity. 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