SWOOPR RESEARCH DIGEST: EDITION 1 ================================= Eight things worth your attention from across Swoopr Investment: a rule change, a new guide cluster, the Research Loop methodology, and more, each linked to its full page. Published: 2026-08-21 Read online: https://www.getswoopr.com/digest/edition-1/ ------------------------------------------------------------ [One Decision, Explained] How to Actually Analyze a Stock, Start to Finish Most "how to pick a stock" advice is a checklist. This is a sequence: business model, financial statements, valuation, catalysts, and position sizing, in the order that keeps you from valuing a company before you understand what it does. It is also the framework the Research Loop below builds on. Read more: https://www.getswoopr.com/stocks/how-to-analyze-a-stock/ [Research Method Spotlight] Every Formula the Research Workbench Uses, in One Place CAGR, margins, net debt, ROIC, dilution, DCF: the Workbench runs all of it, but the formulas and worked examples live on their own methodology page so you can check the math instead of trusting a black box. Read more: https://www.getswoopr.com/research/methodology/ [Rule & Regulation Watch] FINRA Replaced the Pattern Day Trader Rule's $25,000 Minimum Effective June 4, 2026, FINRA swapped the old four-trade, $25,000 minimum framework for a continuous intraday margin standard, with brokers phasing it in through October 2027. If you trade on margin, the guide below covers both the rule you may still be under and the one replacing it, with FINRA's own rule text cited. Read more: https://www.getswoopr.com/learn/taxes-and-rules/brokerage-and-trading-rules/pattern-day-trader-rule/ Event date: 2026-06-04 [Scam & Security Watch] The Four Ways a Crypto Rug Pull Actually Happens Liquidity pulls, malicious minting, honeypots, and slow rugs are different mechanisms with different warning signs. The guide below walks through a worked example and a due-diligence checklist for spotting the setup before it happens, not just recognizing the aftermath. Read more: https://www.getswoopr.com/security/crypto-scams/rug-pull-anatomy/ [Portfolio Concept] What the Sharpe Ratio Actually Rewards A higher Sharpe ratio means more return per unit of volatility, not more return by itself. The full guide works two examples side by side so the difference is concrete, plus where the ratio breaks down: options, tail risk, and short return histories. Read more: https://www.getswoopr.com/risk-management/performance/sharpe-ratio/ [Glossary Deep Dive] Cost Basis Is Not Just What You Paid Cost basis is the number that determines your taxable gain or loss, and it moves: reinvested dividends and adjustments change it after the original purchase. The glossary entry below is the short version; the record you keep for tax season should not be. Read more: https://www.getswoopr.com/glossary/c/#term-cost-basis [Tool Lab] The CD Ladder Builder Splits a Lump Sum Into Rungs Enter a total amount and a number of rungs, and the tool splits it evenly and illustrates a year of interest per rung at an assumed flat APY. It is a planning illustration, not a live-rate quote: real ladders use different maturities and rates per rung. Read more: https://www.getswoopr.com/tools/cd-ladder-builder/ [New & Updated Guides] A New Futures Cluster: Contracts, Margin, and Risk Four new guides: Futures Basics, Futures Margin, How to Read a Futures Contract, and Futures Risk Management. Start with the hub if futures are new to you; the guides build on each other rather than repeating the same ground. Read more: https://www.getswoopr.com/futures/ ------------------------------------------------------------ This is an educational digest from Swoopr Investment (https://www.getswoopr.com). It does not constitute investment advice or a recommendation to buy, sell, or hold any security. Full archive: https://www.getswoopr.com/digest/